Please write ion your own words not do only paraphrasing to avoid plagiarism. Thank You

a) Joe's legal rights under these circumstances depend on the state in which he lives. In some states, verbal agreements are binding and legally enforceable. In other states, a written agreement is required for a lease to be legally binding. If Joe lives in one of the states that requires a written agreement, then he would not be legally bound to the new owner's request to vacate the premises within three months. However, if Joe lives in a state where verbal agreements are binding, then he may be forced to leave the property within three months. In either case, it would be advisable for Joe to consult with an attorney to determine his best course of action. An attorney could help Joe negotiate with the new owner or file a lawsuit to protect his rights. No matter what state Joe lives in, he may be able to negotiate with the new owner to extend the three-month deadline for vacating the property. If an agreement cannot be reached, Joe may need to take legal action to protect his rights. An attorney can help Joe determine whether he has a strong case and can provide guidance through the legal process. It is important for tenants to understand their rights under state law, as well as the terms of their lease agreement. A written lease agreement should always be consulted in the event of a dispute between tenant and landlord.

b) In these circumstances, Joe faces the danger of being sued by Ace Finance Company for not making the payments he is supposed to be making to them. As Harry assigned the Security Agreement to Ace Finance Company, they are within their rights to sue Joe if he does not make the payments as agreed. This could lead to Joe having a legal judgement made against him, which could result in him losing his car and/or having to pay significant damages. Accordingly, it is important for anyone in a similar situation to ensure that they are making all of their payments to the correct party, and to take action immediately if they receive a notification from someone other than the party they are dealing with. Doing so can help avoid any potential legal issues.