Bauhinia Equity Fund sells two types of share, A+ and A++. A+ shares are sold with front-end load fee of 8% whilst Type A++ shares are not subject to front-end load fee but are charged to investment management fee of 4% per annum as well as exit (back-end load) fee that start at 18% and reduce by 3% for each full year the investor holds the portfolio (until the 6th year). The annual rate of return for both types of share is 20%. 

(a) Calculate the value of Rs 150,000 investment made by investor Mr Star in Type A+ shares if the shares are disposed after (i) 2 years and (ii) 5 years. 

(b) Calculate the value of Rs 150,000 investment made by investor Mrs Apple in Type A++ shares if the shares are disposed after (i) 2 years and (ii) 5 years.

(c) As an analyst, which types of share will you recommend the investor to buy?