Provide $3$ examples, in your personal life, where using the concepts and methods learned in Financial Management $($FNCE $623)$ are critical for success.

Detail the logic used, the methodology used and provide convincing numerical examples, as it was done in class.

Explain how exactly the same logic can be used in personal and corporate finance.

Explain, and comment on$,$ how do you arrive to the discount rate in your decisions."

Hints: in class we went through a "life cycle" and determined that there are, at least, the following critical decision points where financial literacy is mission critical: a$.$selection of your school, b$.$job market entry, c$.$purchase of principal residency, d$.$ kids leaving home, e$.$ retirement, and f$.$estate planning.

We focused on a$.$selection of your school, c$.$purchase of principal residency, and e$.$retirement.

You can chose any $3/$three of the $6/$six critical decision points $(...$true, "estate planning" is not very...upbeat...$)$ give me excel sheet with formulas