Q-1. Part a.

What are your thoughts regarding the use of conventional pricing models for student loans? Do you think it would make sense for students majoring in certain disciplines to receive substantially higher or lower interest rates on their student loans because their future industry looks promising?

Q-2. Part b.

What are some of the pros of an approach like this?

Q-1. Part c.

What are some of the cons of the argument for risk-based pricing?

Q-2.

Considering the mounting student loan debt burden U.S. students are incurring, how can a student decide when enough is enough when it comes to borrowing for college?

Q-3.

Many students are reluctant to work during college for fear that it will prolong their studies. Considering the mounting troubles student borrowers are facing in managing their loan repayments after college, what is your perspective on working during school?

Q-4.

In several European countries, public universities are tuition-free, even for international students, yet few American students take advantage of this. Why do you suppose that is? What are the primary risks, in your opinion, of seeking a degree program abroad?