Q3. Future value with multiple cash flows: You are first year at university and are planning a trip to Canada when you graduate at the end of 4 years. You plan to save the following amounts annually, starting today: $781, $627, $895 and $920. If the account pays 6.03 per cent annually, how much will you have at the end of 4 years? Q4. Paul has just purchased some equipment for his landscaping business. He plans to pay the following amounts at the end of each of the next 5 years: $11 009, $14 501, $11 298, $8 704 and $12 973. If he uses a discount rate of 11.534 per cent, what is the cost of the equipment he purchased today