Question: Quanesha has a PAP with the minimum limits required in Louisiana. She is involved in an accident that injures Edward, the driver in the other

Quanesha has a PAP with the minimum limits required in Louisiana. She is involved in an accident that injures Edward, the driver in the other car. Edward sues Quanehsa's insurer for $ 10,000 in medical bills from the accident and winsThe next year Edward sues the insurer for another $5,000. Quanesha and her insurer suspect that this injury is unrelated to the accident. But the insurer decides not to fight the suit and pays Edward $ 5,000. Which of the following would happen next if Edward continues to say he needs another $ 4,000? The insurer will defend Quanehsa but not pay the claim because her liability per person limits have been exhausted ( Quanehsa will have to pay if he is successful) Edward cannot sue because Quanehsa's liability limits were exhausted The insurer will not pay anything because this is too suspicious The insurer will neither defend Quanehsa nor pay the claim because her liability per person limits have been exhausted so Quanesha will have to pay if Edward is successful

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