Question $16(1$ point.$)$To create a job for her $23-$year$-$old son, Eric, Mireille has just purchased a pet store.To make this purchase, she took out a $10-$year business loan for $$75,000.$ Mireille currently has a $$100,000$ permanent life insurance policy for which Eric is the designated beneficiary. She would like her new business debt to be completely erased should she die prematurely, and would like to have a coverage at the lowest possible price.Which rider should she add to her life insurance to cover this new risk? a$)$ A paid$-$up additions rider. b$)$ A permanent life insurance rider.c$)$ A child coverage rider. d$)$ A term insurance rider.