Question 13 1 pts When a fixed income security is being traded at the price above its face value it is trading At a discount. At par At a premium Flat. No accrual. Question 14 1 pts phase is the stage when investors in their early-to-middle earning years attempt to accumulate assets to satisfy near-term needs, e.g., children's education or down payment on a home. Accumulation Spending Gifting Consolidation Divestiture