Question 14 2 pts Which statement below is false about the difference between the effective annual rate (EAR) and the annual percentage rate (APR)? O The EAR considers compounding and is computed as (1 + r)^n - 1, where r is the rate per period and n is the number of periods per year. The effective annual rate will not always be higher than the annual percentage rate as long as the account is compounded more than once a year and the interest rate is greater than zero. The APR is a stated rate and is computed as (r* n), where r is the rate per period and n is the number of periods per year. EAR would be equal to APR when the compounding frequency is annual