Question 14 85 pts As noted in class, Obamacare was based in part on young people buying Health Saving Accounts O paying medical premiums using Medicare O paying Social Security taxes Question 15 85 pts Which of the following is a characteristic of a Section 529 Plan? Individual contributions can exceed the Annual Gift Tax Exclusion of $15,000. There is a 5% penalty if assets are not used for education. The beneficiary cannot be changed. O A 529 Plan cannot invest in equities