QUESTION 14 Which answer is NOT a way to transfer risk Purchase Insurance Incorporate your Business Separate and Duplicate your Property Hold Harmless Agreements None of the above QUESTION 15 Using Risk Avoidance what could be an adverse effect on your business because of Benefit of Avoidance is greater than the sum of the mean and mode Lost Opportunities and unintended consequences The business could not experience and learn from their losses Lack of Funding from investors could create Financial Loss None of the above QUESTION 16 When should you increase your Deductible At your renewal before the next premium is due When the premiums increase After a loss because you are less likely to have another When you save enough on premium and you can afford the deductibles None of the above