Question 18 (4 points) You just purchased (today) a variable life insurance policy with a face value of $100,000. Which of the following statements about this policy is (are) true? (Check all that apply.) The policy provides permanent death protection. The policy cash value can fluctuate but will never decrease below an amount equal to the sum of the premiums paid. The policy death benefit can increase above $100,000 but will never decrease below $100,000. The policy premiums increase over time as you grow older. The policy death benefit and cash value are both adjusted based on the performance of the ihsurer's general investment account