Question: Question 2 2 When Susan started ABC Company twenty years ago, she was 3 5 years old. To staff the company, she hired 2 5

Question 22
When Susan started ABC Company twenty years ago, she was 35 years old. To staff
the company, she hired 25 workers that were all between age 33 and 38. Susan treats
the employees well, providing a generous employee benefit plan. Amazingly, only one
employee has left the company in the last 20 years. Susan has noticed a disturbing
trend in the group life insurance and group health insurance costs - they are increasing
significantly. Which group insurance underwriting principle is not being met at the
ABC Company?
Automatic determination of benefits
minimum participation requirements
insurance being incidental to the group
flow of persons through the group
 Question 22 When Susan started ABC Company twenty years ago, she

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