Question 25 (2 points) Listen Sammy owns a surf & skate shop insured under a Commercial Package Policy, which provides commercial property coverage (including BPP and Business Income coverage) and commercial general liability (CGL) coverage. The policy is written on causes-of-loss broad form. The CGL policy is written on an occurrence basis. Sammy gets sued after a customer sustains injuries at a skate park when the wheels unexpectedly fall off of a skateboard Sammy's shop built. Based on the info above, is the loss covered? Yes, because the CGL policy covers product liability claims. Yes, because the policy includes third-party personal property liability coverage. No, because the injury occurred off premises and the policy only covers injuries that occur at Sammy's shop. No, because the CGL policy does not cover product liability claims. Question 26 (3 points) Listen Robert purchases a standard HO-3 policy, with no special endorsements. Under Section Il of the policy, he has a $100,000 Coverage E limit and a $1,000 Coverage F limit (per person), and all other standard additional coverages. How much will his insurer pay for the following loss: Robert causes an accident while driving his car to the store, resulting in $115,000 in injuries to the other driver. NOTE: If you believe it is excludedot covered, enter $0, otherwise, determine the amount and enter the amount with the $. any necessary commas, and no decimal points/cents (e.g., $1,500). Failure to follow these directions will result in answers being marked incorrect