Question: Question 3 a. Why do off-balance sheet items hold great significance despite the fact that they are not reflected on the balance sheet? Rationalize your

Question 3

a. Why do off-balance sheet items hold great significance despite the fact that they are not reflected on the balance sheet? Rationalize your views with an example.

b. How does microfinance align with the wealth maximization process of financial institutions? Give reasons to justify your views.

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