Question 4 (1 point Saved Project X has an initial cost of $20,000 and a cash inflow of $25,000 in Year 3 and no cash flows in Year 1 and Year 2. Project Y costs $40,700 and has cash flows of $12,000, $25,000, and $9,700 in Years 1 to 3, respectively. The discount rate is 4 percent and the projects are mutually exclusive. Based on the projects' IRRs, you should accept Project ; based on the NPVs you should accept Project ; the final decision should be to accept Project ____, OX;X;X OY; X: Y O X; Y; Y O Y; Y; Y OY;X;X