QUESTION 5 0.25 points Insurance policy on two lives, with a death benefit to be paid to the surviving insured upon the death of one of the insureds (also called joint-life) 0.25 point QUESTION 6 Death benefits that, in the early years of the contract for an otherwise uninsurable individual, are less than the face amount of the policy, but increase with the passage of time QUESTIONS 0.25 points Sometimes called Guaranteed Purchase Option, an option that allows an insured or owner to buy additional coverage at certain times even though he or she may have become uninsurable due to a critical or even terminal illness. QUESTION 9 0.25 poi A rider attached to a life insurance policy that allows for the payment of a percedtage of the death benefit to the insured if terminally ill. QUESTION 10 0.25 A beneficiary that cannot be changed without the beneficiary's consent. Activate mahla hanafiriarias QUESTION 11 025 points An insurance policy rider that allows a policy owner to stop making premium payments if the insured suffers a disability, Premium payments will be waived until the disability ends