QUESTION 6 5 points Saved Consumer electronic fund transfers are governed by: A Consumer law of contracts. B. Uniform Commercial Code (UCC) Article 4. Electronic Funds Transfer Act. D. All of the above. QUESTION 7 5 points Saved Oscar issued a check to Juan Juan negotiated the check to Laura, a holder in due course. On April 2. Oscar gave his bankan oral stop payment order on the check because the check had been issued as payment for goods that breached certain warranties (a personal defense). On April 4, Laura presented the check for payment, and Oscar's bank paid the check Under these facts: A. The stoop payment order was not binding. Stop payment orders must be made in writing B. The stop payment order was not binding. A bank has three days before it must act in accordance with a stop payment order C. The stop payment order was binding but Oscar is still able to pay the check to Laura. D. The stop payment order was binding and terminated Oscar's ability to pay the check