.Question (8) Directions: Click the Case Link above and use the information provided in Hearth and Home, Part B, to answer this question: Hearth and Home presently offers 30 day terms to its customers.If Hearth and Home changed its terms to 45 days, and as a result, all customers paid 15 days later than before, what would be the approximate effect on the company's borrowing needs in 20Y3? Borrowing needs would decrease by about $250,000 Borrowing needs would increase by about $125,000 Borrowing needs would increase by about $147,000 Borrowing needs would increase by about $188,000