Questions

How will you go about figuring out what the employees need in terms of coverage? What data do you have in the HR records that will help you in this regard? What other steps might you need to take?

What specific types of benefits do you think the coverage should provide? Is a comprehensive policy the best option, or might a more limited policy, such as a major medical or catastrophic policy, suffice?

What specific health plan seems to make the most sense for this group?

Should you cover just employees or provide coverage for families?

Explain why you would or would not select each type of plan, i$.$e$.,$ conventional indemnity plan, HMO, PPO, POS, or HDHP$.$ Be sure to address all plans.

What characteristics of the plan are most important?

An option is for Newby to self$-$insure. Explain why this is a good or a poor option.

Cost is always an issue. What do you recommend in terms of having employees share in the cost of coverage? Will there be deductibles, copays, coinsurance?

How much do you anticipate this costing the employees and the company on an annual basis?