Read the following case and compose a negative letter be sure that you utilize the negative message within your online textbook from Units 24-28 as studied in class. CASE Every consumer would like to have a good credit rating throughout their working years. Banks and credit card companies are always encouraging consumers to apply for credit cards to build their credit ratings. Kenneth James applied for a VISA card asking for a credit limit of $15,000 and a separate card for his wife, Debbie Allan. You've checked the credit references, and they are good enough to merit granting a credit card. You generally give new customers only $7,500 limit, even when the family income is very high, as it is in this case. You might make an exception if your bank had a previous relationship with the client, but no such relationship exists here. Although you have no set a policy for reviewing and raising credit limits, normally you would expect at least six months of paying the minimum amount promptly. Write a letter to Mr. James, granting him a credit card with a $7,500.00 limit. ASSIGNMENT INCLUSION FOR YOUR LETTER