respond as a single program with several repayment schedules, like even principal, total payments, unpaid balance, and balloon payments. Also compare the present value of all payments for the same initial loan amount and years assuming a 4% discount rate. Reference the source of your equations. which schedule has the lowest net present value?

**5.21 (Financial application: compare loans with various interest rates) Write a program that lets the user enter the loan amount and loan period in number of years, and displays the monthly and total payments for each interest rate starting from 5% to 8%, with an increment of 1/8. For the formula to compute monthly payment, see Live Example 2.9, ComputeLoan.java. Sample Run for Exercise05_21.java Enter input data for the program (Sample data provided below. You may modify it.) 10000.65 5 Show the Sample Output Using the Preceeding Input Reset Execution Result: Vevercices 27 Execution Result: JDK8>java Exercise05_21 Enter loan amount, for example 120000.95: 10000.65 Enter number of years as an integer, for example 5: 5 Interest Rate 5.000% 5.125% 5.250% 5.375% 5.500% 5.625% 5.750% 5.875% 6.000% 6.125% 6.250% 6.375% 6.500% 6.625% 6.750% 6.875% 7.999% 7.125% 7.250% 7.375% 7.590% 7.625% 7.750% 7.875% 8.000% Monthly Payment 188.72 189.30 189.87 190.45 191.02 191.60 192.18 192.76 193.34 193.92 194.51 195.09 195.67 196.26 196.85 197 44 198.02 198.62 199.21 199.80 200.39 200.99 201.58 202.18 202.78 Total Payment 11323.48 11357.87 11392.33 11426.85 11461.44 11496.09 11530.81 11565.59 11600.43 11635.34 11670.32 11705.35 11740.45 11775:62 11810.84 11846.14 11881.49 11916.91 11952.39 11987.94 12023.55 1205 22 12094.96 12130.76 12166.63 JDK8>