respond as a single program with several repayment schedules, like even principal, total payments, unpaid balance, and balloon payments. Also compare the present value of all payments for the same initial loan amount and years assuming a 4% discount rate. Reference the source of your equations. which schedule has the lowest net present value?

**5.22 (Financial application: loan amortization schedule) The monthly payment for a given loan pays the principal and the interest. The monthly interest is computed by multiplying the monthly interest rate and the balance (the remaining principal). The principal paid for the month is therefore the monthly payment minus the monthly interest. Write a program that lets the user enter the loan amount, number of years, and interest rate then displays the amortization schedule for the loan. Sample Run for Exercise05_22.java Enter input data for the program (Sample data provided below. You may modify it.) 10000.54 1 7.25 Show the Sample Output Using the Preceeding Input Reset Execution Result: JDK8>java Exercise05 22 Enter loan amount, for example 120000.95: 10000.54 Enter number of years as an integer, for example 5: 1 Enter yearly interest rate, for example 8.25: 7.25 Monthly Payment: 866.46 Total Payment: 10397.6 Payment# BOUT AWN Interest 60.42 55.55 50.65 45.72 40.76 35.77 30.76 25.71 20.63 15.52 10.38 5.20 6 7 8 9 Principal 806.05 810.92 815.82 820.75 825.70 830.69 835.71 840.76 845.84 850.95 856.09 861.26 Balance 9194.49 8383.58 7567.76 6747.01 5921.31 5090.62 4254.91 3414.15 2568.31 1717.36 861.26 19 11 12 0.00 ODK8>