Richard needs to borrow $$42,650$ and has narrowed his search for a loan to two banks. The first bank offers $55-$month simple interest loans at an annual rate of $4\%.$ The second bank offers $41-$month simple discount loans at an annual rate of $4\mathrm{.}8\%.$ Assuming he chooses the bank that will lead to the smaller maturity value, what will the maturity value be$?$

Round your answer to the nearest dollar.Richard needs to borrow $$42,650$ and has narrowed his search for a loan to two banks. The

first bank offers $55-$month simple interest loans at an annual rate of $4\%.$ The second bank

offers $41-$month simple discount loans at an annual rate of $4\mathrm{.}8\%.$ Assuming he chooses the

bank that will lead to the smaller maturity value, what will the maturity value be$?$

Round your answer to the nearest dollar.