Robert, a CFP professional, performed a needs analysis concerning Jack life insurance situation last year and sold him a universal life policy under a limited scope engagement. This year, Jack wants Robert to evaluate his investment allocation and recommend some mutual funds. All of the following are required to be provided to Jack according to the Code of Ethics EXCEPT?

		a. A written agreement for Roberts services specifying on what terms the agreement can be terminated.
		b. An accurate and understandable description of the compensation arrangements being offered, in writing.
		c. A written summary of likely conflicts of interest between the client and the certificant.
		d. A written agreement covering the obligations and responsibilities of each party.