Scenario $2$: Yashari

Salary: $$27,000$

State: Wyoming

Loans: $$7000$ in Direct Subsidized loans and $$19,000$ in Direct

Unsubsidized loans

Goals: Low monthly payment & save a $$10,000$ emergency fund

Yashari's monthly take$-$home pay is $$1850.$

a$.$ What percentage of her paycheck will go toward student loans if she chooses the

standard repayment plan?

$16\mathrm{.}22\%$

b$.$ Does that payment amount seem reasonable? Why or why not?

It depends on her cost of living, debt, location at a role.

and her spending

Yashari wants to find the plan with the lowest total cost.

a$.$ Which plan meets that goal?

b$.$ Describe how this loan repayment plan works.

c$.$ Describe one scenario where Yashari would NOT want to choose this plan.

How do you think Yashari should prioritize between her emergency fund goal and her

student loan payments?

Which repayment plan do you think Yashari should select? Why?