Question: SECTION B 25 marks Instructions: This section contains one (1) question worth 25 marks. Please answer same. Question 21 (25 Marks] (a) Explain the main

SECTION B 25 marks Instructions: This section contains one (1) question worth 25 marks. Please answer same. Question 21 (25 Marks] (a) Explain the main elements involved in the structuring of a credit facility. ('7 marks) (b) Explain the concept of credit scoring and its advantages in lending. (6 marks) (c) Identify the objectives of the review process for a problem loan and explain three critical steps involved in this review process. (9 marks) (d) Distinguish between the two types of lending interest rates generally used by banks

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