$[$ Select $]["$Duration$",$ "Gap"$]$ analysis is used to examine the risk a bank faces to its capital as interest rates change.$[$ Select $]["$Duration$",$ "Gap"$]$ analysis is used to examine the risk a bank faces to its profits as interest rates change.$$ Banks typically have a $[$ Select $]["$negative$",$ "positive"$]$ gap and a $[$ Select $]["$negative$",$ "positive"$]$ duration gap because banks typically have $[$ Select $]["$more$",$ "less"$]$ variable rate assets than variable rate liabilities and the average duration of their assets tends to be $[$ Select $]["$shorter$",$ "longer"$]$ than the duration of liabilities.