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Toto Corp. just paid a dividend of $2.45 per share. The company will increase its dividend by 20% next year, 15% in the second year, and 10% in the 3 rd  year, after which the growth rate will be equal to the industry average of 5% forever. Toto's required rate of return is 13%

a) What is Toto's dividend yield?

b) What is Toto's capital gains yield?