Question: show to work with formulas plz. do not use excel. also plz try to explain clearly as you go. I am very confused about this

 show to work with formulas plz. do not use excel. also

show to work with formulas plz. do not use excel. also plz try to explain clearly as you go. I am very confused about this problem

12. Payments of $100 per quarter are made from June 7, Z through inclusive. If the nominal rate of interest convertible quarterly is 6%. a) Find the present value on September 7,Z-1. b) Find the current value on March 7,Z+ 8. c) Find the accumulated value on June 7, Z 12

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