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2. Assume you have a credit card balance of $15,000. The annual rate on the balance is 16.00% Your bank requires a monthly minimum payment of 4.00% of the outstanding balance or $50.00, whichever is higher While you should probably complete this work in Excel, enter the requested answers in the spaces below the questions. a. How many months will it take to reach the $50.00 payment minimum? b. How many years will it take to pay off the balance if only minimum required payments are made? c. What is the IRR on your credit card balance assuming you only make minimum required payments