So, how does carrying large consumer debt while trying to invest affect someone's financial future? For Kaitlyn, it can create a sense of instability and anxiety, often leading to poor financial decisions. The weight of debt can discourage them from taking calculated risks with investments, which are often necessary for wealth accumulation. In contrast, by keeping debt low or nonexistent, Alex can approach investing with a clear mind and confidence. They can take advantage of opportunities as they arise and adapt their investment strategy without the fear of falling deeper into debt. In conclusion, reducing credit card debt and maintaining a solid emergency fund should be priorities before venturing into investing. By doing so, we create a foundation for a healthier financial future. It's not just about building wealth, it's also about ensuring peace of mind and stability as we navigate the complexities of our financial journeys. Respond to Kelsey post in