So I am supposed to be finding a connection between a chapter in my book (negotiable instruments) and this question but for the life of me I can not find the connection. Any ideas?

Every year, smartphone users anticipate the drop of the latest edition of cellphone hoping that each new rollout will be better than the next. Rumors have circulated that all cellphones provided are moving to 5G, which has been criticized for security and health risk. In consideration of this, many people are concerned that smartphones may pose a bigger risk than what we know. Additionally, people are considering what options they have for cellphone usage including the exposure of personal information to the masses. Does having a digital wallet in an iPhone, Android-based phone, or other smartphone entail more or fewer security risks than carrying a physical wallet with cash and credit cards? Explaim.