Ninety days after purchasing a disability insurance policy, Harriet is diagnosed with cancer, a condition that is covered by her policy. 60 days after the diagnosis, Harriet makes a claim with her insurer and at the same time, provides all of the necessary medical proof of her condition. Unfortunately, 6 months after the initial diagnosis, Harriet dies from her condition. Which of the following CORRECTLY describes why Harriet's claim was denied? The covered condition manifested too soon after the policy was put in force. Harriet did not provide the medical proof within the appropriate time frame, Harriet did not survive the diagnosis for a long enough time period. Harriet did not make the claim within the appropriate time frame. 16 0 Oa) Ob) Oc) Od)