Suppose that a bank does the following: a. Sets a loan rate on a prospective loan with BR=7.6% and =2.45%. b. Charges a 0.4 percent loan origination fee to the borrower: c. Imposes a 18 percent compensating balance requirement to be held as noninterest-bearing demand deposits. d. Holds reserve requirements of 10 percent imposed by the Federal Reserve on the bank's demand deposits. Calculate the bank's ROA on this loan. Note: Convert your answer to percentage format. Enter your answer rounded to 2 decimals, and without any units. So, for example, if your answer is 3.4568%, then just enter 3.46 . Question 2 1 pts ABC One Bank offers one-year loans with a 9 percent stated or base rate, charges a 0.25 percent loan origination fee, imposes a 10 percent compensating balance requirement, and must hold a 6 percent reserve requirement at the Federal Reserve. The loans typically are repaid at maturity. If the risk premium for a given customer is 2.7 percent, what is the simple promised interest return on the loan? Note: Convert your answer to percentage format. Enter your answer rounded to 2 decimals, and without any units. So, for example, if your answer is 3.4568%, then just enter 3.46