Question: Suppose we plan to save $ 5 0 0 today, and $ 1 , 0 0 0 at the end of each of the next

Suppose we plan to save $500 today, and $1,000 at the end of each of the next two years. If we earn a fixed 10% interest rate on our savings, how much will we have three years from today?
I calculated the question as PV=-500 PMT=-1,000 N=3 I/Y=10 CPT FV=3,975
Why my calculation is incorrect? How will you fix my answer?
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