T. Tiny Turner has just finished a meeting with new clients, Daniel and his wife, Daniella. He has learned they are both 58 years of age, working with good jobs, don't have much debt, have a 25th wedding anniversary approaching, are noticing their expenses beginning to decline and think they each may work another 5-6 years. Based on this available information, where would Tiny classify these clients based on the life-cycle hypothesis? Question 29 options: Peak earning years Early earning years Mid-earning years Retirement years