TABLE II Present Value Interest Factor (PVIF) ($1 at i % per period for n periods);...

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TABLE II Present Value Interest Factor (PVIF) ($1 at i % per period for n periods); PVIF (1+i)"' = PV FV (PVIFi,n) Period, n 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 0123456789012345 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.980 0.961 0.943 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.971 0.942 0.915 0.889 0.864 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.961 0.924 0.889 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.951 0.906 0.863 0.822 0.784 0.747 0.713 0.681 0.650 0.621 0.593 0.567 0.543 0.942 0.888 0.838 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.535 0.507 0.480 0.933 0.871 0.813 0.760 0.711 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.923 0.853 0.789 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.914 0.837 0.766 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.391 0.361 0.333 0.905 0.820 0.744 0.676 0.614 0.558 0.508 0.463 0.422 0.386 0.352 0.322 0.295 0.896 0.804 0.722 0.650 0.585 0.527 0.475 0.429 0.388 0.350 0.317 0.287 0.261 0.887 0.788 0.701 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0.286 0.257 0.231 0.879 0.773 0.681 0.601 0.530 0.469 0.415 0.368 0.326 0.290 0.258 0.229 0.204 0.870 0.758 0.661 0.577 0.505 0.442 0.388 0.340 0.299 0.263 0.232 0.205 0.181 0.861 0.743 0.642 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.209 0.183 0.160 16 0.853 0.728 0.623 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.188 0.163 0.141 17 0.844 0.714 0.605 0.513 0.436 0.371 0.317 0.270 0.231 0.198 0.170 0.146 0.125 18 0.836 0.700 0.587 0.494 0.416 0.350 0.296 0.250 0.212 0.180 0.153 0.130 0.111 19 0.828 0.686 0.570 0.475 0.396 0.331 0.276 0.232 0.194 0.164 0.138 0.116 0.098 20 0.820 0.673 0.554 0.456 0.377 0.312 0.258 0.215 0.178 0.149 0.124 0.104 0.087 24 0.788 0.622 0.492 0.390 0.310 0.247 0.197 0.158 0.126 0.102 0.082 0.066 0.053 25 0.780 0.610 0.478 0.375 0.295 0.233 0.184 0.146 0.116 0.092 0.074 0.059 0.047 30 0.742 0.552 0.412 0.308 0.231 0.174 0.131 0.099 0.075 0.057 0.044 0.033 0.026 46 40 0.672 0.453 0.307 0.208 0.142 0.097 0.067 0.046 0.032 0.022 0.015 0.011 0.008 50 60 0.608 0.372 0.228 0.141 0.087 0.550 0.305 0.170 0.095 0.054 0.054 0.034 0.021 0.013 0.009 0.005 0.003 0.002 0.030 0.017 0.010 0.006 0.003 0.002 0.001 0.001 Period, n 14% 15% 16% 17% 18% 19% 20% 24% 28% 32% 36% 40% 01234 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.806 0.781 0.758 0.735 0.714 0.769 0.756 0.743 0.731 0.718 0.706 0.694 0.650 0.610 0.574 0.541 0.510 0.675 0.658 0.641 0.624 0.609 0.593 0.579 0.524 0.477 0.435 0.398 0.364 0.592 0.572 0.552 0.534 0.516 0.499 0.482 0.423 0.373 0.329 0.292 0.260 5 0.519 0.497 0.476 0.456 0.437 0.419 0.402 0.341 0.291 0.250 0.215 0.186 6 0.456 0.432 0.410 0.390 0.370 0.352 0.335 0.275 0.227 0.189 0.158 0.133 7 0.400 0.376 0.354 0.333 0.314 0.296 0.279 0.222 0.178 0.143 0.116 0.095 8 0.351 0.327 0.305 0.285 0.266 0.249 0.233 0.179 0.139 0.108 0.085 0.068 9 0.308 0.284 0.263 0.243 0.225 0.209 0.194 0.144 0.108 0.082 0.063 0.048 10 0.270 0.247 0.227 0.208 0.191 0.176 0.162 0.116 0.085 0.062 0.046 0.035 11 0.237 0.215 0.195 0.178 0.162 0.148 0.135 0.094 0.066 0.047 0.034 0.025 12 0.208 0.187 0.168 0.152 0.137 0.124 0.112 0.076 0.052 0.036 0.025 0.018 13 0.182 0.163 0.145 0.130 0.116 0.104 0.093 0.061 0.040 0.027 0.018 0.013 14 0.160 0.141 0.125 0.111 0.099 0.088 0.078 0.049 0.032 0.021 0.014 0.009 15 0.140 0.123 0.108 0.095 0.084 0.074 0.065 0.040 0.025 0.016 0.010 0.006 676421 0.123 0.107 0.093 0.081 0.071 0.062 0.054 0.032 0.019 0.012 0.007 0.005 0.108 0.093 0.080 0.069 0.060 0.052 0.045 0.026 0.015 0.009 0.005 0.003 18 0.095 0.081 0.069 0.059 0.051 0.044 0.038 0.021 0.012 0.007 0.004 0.002 19 0.083 0.070 0.060 0.051 0.043 0.037 0.031 0.017 0.009 0.005 0.003 0.002 20 0.073 0.061 0.051 0.043 0.037 0.031 0.026 0.014 0.007 0.004 0.002 0.001 0.043 25 0.038 0.035 0.030 0.024 0.028 0.023 0.019 0.015 0.013 0.006 0.003 0.001 0.001 0.000 0.020 0.016 0.013 0.010 0.005 0.002 0.001 0.000 0.000 30 0.020 0.015 0.012 0.009 0.007 0.005 0.004 0.002 0.001 0.000 0.000 0.000 40 0.005 0.004 0.003 0.002 0.001 0.001 0.001 0.000 0.000 0.000 0.000 0.000 50 0.001 0.001 0.001 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 60 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 TABLE IV Present Value of an Annuity Interest Factor (PVIFA) ($1 per period at % per period for n periods); PVIFA - PVAN = PMT (PVIFA,n) Period, n 1% 1 0.990 2% 0.980 0.971 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 10 11 12 14 2345678901234 1.970 1.942 1.913 1.886 1.859 1.833 1.808 1.783 1.759 1.736 1.713 1.690 1.668 2.941 2.884 2.829 2.775 2.723 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 4.853 4.713 4.580 4.452 4.329 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 5.795 5.601 5.417 5.242 5.076 4.917 4.766 4.623 4.486 4.355 4.231 4.111 3.998 6.728 6.472 6.230 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 7.652 8.566 8.162 7.786 7.325 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 5.146 4.968 4.799 7.435 7.108 6.802 6.515 6.247 5.995 5.759 5.537 5.328 5.132 10.368 9.471 8.983 8.530 9.787 9.253 8.111 7.722 7.360 7.024 6.710 6.418 6.145 5.889 5.650 5.426 8.760 8.306 7.887 7.499 7.139 6.805 6.495 6.207 5.938 5.687 11.255 10.575 9.954 9.385 8.863 8.384 7.943 7.536 7.161 6.814 6.492 6.194 5.918 12.134 11.348 10.635 9.986 9.394 8.853 8.358 7.904 7.487 7.103 6.750 6.424 6.122 13.004 12.106 11.296 10.563 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 15 13.865 12.849 11.938 11.118 10.380 9.712 9.108 8.559 8.061 7.606 7.191 6.811 6.462 16 14.718 13.578 12.561 11.652 10.838 10.106 9.447 8.851 8.312 7.824 7.379 6.974 6.604 17 15.562 14.292 13.166 12.166 11.274 10.477 9.763 9.122 8.544 8.022 7.549 7.120 6.729 18 16.398 14.992 13.754 12.659 11.690 10.828 10.059 9.372 8.756 8.201 7.702 7.250 6.840 19 17.226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.839 7.366 6.938 20 24 18.046 16.351 14.877 13.590 12.462 21.243 18.914 16.936 15.247 13.799 11.470 10.594 9.818 9.128 8.514 7.963 7.469 7.025 12.550 11.469 10.529 9.707 8.985 8.348 7.784 7.283 25 22.023 19.523 17.413 30 25.808 22.397 19.600 15.622 14.094 12.783 11.654 10.675 9.823 9.077 8.422 7.843 7.330 17.292 15.373 13.765 12.409 11.258 10.274 9.427 8.694 8.055 7.496 40 32.835 27.355 23.115 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 50 60 39.196 31.424 25.730 21.482 18.256 44.955 34.761 27.676 22.623 18.929 15.762 13.801 12.233 10.962 9.915 9.042 8.304 7.675 16.161 14.039 12.377 11.048 9.967 9.074 8.324 7.687 Period, n 14% 15% 16% 17% 18% 19% 20% 24% 28% 32% 36% 40% 1 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.806 0.781 0.758 0.735 0.714 2345678 1.647 1.626 1.605 1.585 1.566 1.547 1.528 1.457 1.392 1.332 1.276 1.224 2.322 2.283 2.246 2.210 2.174 2.140 2.106 1.981 1.868 1.766 1.674 1.589 2.914 2.855 2.798 2.743 2.690 2.639 2.589 2.404 2.241 2.096 1.966 1.849 3.433 3.352 3.274 3.199 3.127 3.058 2.991 2.745 2.532 2.345 2.181 2.035 3.889 3.784 3.685 3.589 3.498 3.410 3.326 3.020 2.759 2.534 2.399 2.168 4.288 4.160 4.039 3.922 3.812 3.706 3.605 3.242 2.937 2.678 2.455 2.263 4.639 4.487 4.344 4.207 4.078 3.954 3.837 3.421 3.076 2.786 2.540 2.331 9 4.946 4.772 4.607 4.451 4.303 4.163 4.031 3.566 3.184 2.868 2.603 2.379 10 5.216 5.019 4.833 4.659 4.494 4.339 4.193 3.682 3.269 2.930 2.650 2.414 11 5.453 5.234 5.029 4.836 4.656 4.486 4.327 3.776 3.335 2.978 2.683 2.438 12 5.660 5.421 5.197 4.988 4.793 4.611 4.439 3.851 3.387 3.013 2.708 2.456 13 5.842 5.583 5.342 5.118 4.910 4.715 4.533 3.912 3.427 3.040 2.727 2.469 14 6.002 5.724 5.468 5.229 5.008 4.802 4.611 3.962 3.459 3.061 2.740 2.478 15 6.142 5.847 5.575 5.324 5.092 4.876 4.675 4.001 3.483 3.076 2.750 2.484 16 6.265 5.954 5.669 5.405 5.162 4.938 4.730 4.033 3.503 3.088 2.758 2.489 17 6.373 6.047 5.749 5.475 5.222 4.990 4.775 4.059 3.518 3.097 2.763 2.492 18 6.467 6.128 5.818 5.534 5.273 5.033 4.812 4.080 3.529 3.104 2.767 2.494 19 6.550 6.198 5.877 5.584 5.316 5.070 4.844 4.097 3.539 3.109 2.770 2.496 20 6.623 6.259 5.929 5.628 5.353 5.101 4.870. 4.110 3.546 3.113 2.772 2.497 24 6.835 6.434 6.073 5.746 5.451 5.182 4.937 4.143 3.562 3.121 2.776 2.499 25 6.873 6.464 6.097 5.766 5.467 5.195 4.948 4.147 3.564 3.122 2.776 2.499 30 7.003 6.566 6.177 5.829 5.517 5.235 4.979 4.160 3.569 3.124 2.778 2.500 40 7.105 6.642 6.233 5.871 5.548 5.258 4.997 4.166 3.571 3.125 2.778 2.500 50 7.133 6.661 6.246 5.880 5.554 5.262 4.999 4.167 3.571 3.125 2.778 2.500 60 7.140 6.665 6.249 5.882 5.555 5.263 5.000 4.167 3.571 3.125 2.778 2.500 TABLE II Present Value Interest Factor (PVIF) ($1 at i % per period for n periods); PVIF (1+i)"' = PV FV (PVIFi,n) Period, n 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 0123456789012345 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.990 0.980 0.971 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.980 0.961 0.943 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.971 0.942 0.915 0.889 0.864 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.961 0.924 0.889 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.951 0.906 0.863 0.822 0.784 0.747 0.713 0.681 0.650 0.621 0.593 0.567 0.543 0.942 0.888 0.838 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.535 0.507 0.480 0.933 0.871 0.813 0.760 0.711 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.923 0.853 0.789 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.914 0.837 0.766 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.391 0.361 0.333 0.905 0.820 0.744 0.676 0.614 0.558 0.508 0.463 0.422 0.386 0.352 0.322 0.295 0.896 0.804 0.722 0.650 0.585 0.527 0.475 0.429 0.388 0.350 0.317 0.287 0.261 0.887 0.788 0.701 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0.286 0.257 0.231 0.879 0.773 0.681 0.601 0.530 0.469 0.415 0.368 0.326 0.290 0.258 0.229 0.204 0.870 0.758 0.661 0.577 0.505 0.442 0.388 0.340 0.299 0.263 0.232 0.205 0.181 0.861 0.743 0.642 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.209 0.183 0.160 16 0.853 0.728 0.623 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.188 0.163 0.141 17 0.844 0.714 0.605 0.513 0.436 0.371 0.317 0.270 0.231 0.198 0.170 0.146 0.125 18 0.836 0.700 0.587 0.494 0.416 0.350 0.296 0.250 0.212 0.180 0.153 0.130 0.111 19 0.828 0.686 0.570 0.475 0.396 0.331 0.276 0.232 0.194 0.164 0.138 0.116 0.098 20 0.820 0.673 0.554 0.456 0.377 0.312 0.258 0.215 0.178 0.149 0.124 0.104 0.087 24 0.788 0.622 0.492 0.390 0.310 0.247 0.197 0.158 0.126 0.102 0.082 0.066 0.053 25 0.780 0.610 0.478 0.375 0.295 0.233 0.184 0.146 0.116 0.092 0.074 0.059 0.047 30 0.742 0.552 0.412 0.308 0.231 0.174 0.131 0.099 0.075 0.057 0.044 0.033 0.026 46 40 0.672 0.453 0.307 0.208 0.142 0.097 0.067 0.046 0.032 0.022 0.015 0.011 0.008 50 60 0.608 0.372 0.228 0.141 0.087 0.550 0.305 0.170 0.095 0.054 0.054 0.034 0.021 0.013 0.009 0.005 0.003 0.002 0.030 0.017 0.010 0.006 0.003 0.002 0.001 0.001 Period, n 14% 15% 16% 17% 18% 19% 20% 24% 28% 32% 36% 40% 01234 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.806 0.781 0.758 0.735 0.714 0.769 0.756 0.743 0.731 0.718 0.706 0.694 0.650 0.610 0.574 0.541 0.510 0.675 0.658 0.641 0.624 0.609 0.593 0.579 0.524 0.477 0.435 0.398 0.364 0.592 0.572 0.552 0.534 0.516 0.499 0.482 0.423 0.373 0.329 0.292 0.260 5 0.519 0.497 0.476 0.456 0.437 0.419 0.402 0.341 0.291 0.250 0.215 0.186 6 0.456 0.432 0.410 0.390 0.370 0.352 0.335 0.275 0.227 0.189 0.158 0.133 7 0.400 0.376 0.354 0.333 0.314 0.296 0.279 0.222 0.178 0.143 0.116 0.095 8 0.351 0.327 0.305 0.285 0.266 0.249 0.233 0.179 0.139 0.108 0.085 0.068 9 0.308 0.284 0.263 0.243 0.225 0.209 0.194 0.144 0.108 0.082 0.063 0.048 10 0.270 0.247 0.227 0.208 0.191 0.176 0.162 0.116 0.085 0.062 0.046 0.035 11 0.237 0.215 0.195 0.178 0.162 0.148 0.135 0.094 0.066 0.047 0.034 0.025 12 0.208 0.187 0.168 0.152 0.137 0.124 0.112 0.076 0.052 0.036 0.025 0.018 13 0.182 0.163 0.145 0.130 0.116 0.104 0.093 0.061 0.040 0.027 0.018 0.013 14 0.160 0.141 0.125 0.111 0.099 0.088 0.078 0.049 0.032 0.021 0.014 0.009 15 0.140 0.123 0.108 0.095 0.084 0.074 0.065 0.040 0.025 0.016 0.010 0.006 676421 0.123 0.107 0.093 0.081 0.071 0.062 0.054 0.032 0.019 0.012 0.007 0.005 0.108 0.093 0.080 0.069 0.060 0.052 0.045 0.026 0.015 0.009 0.005 0.003 18 0.095 0.081 0.069 0.059 0.051 0.044 0.038 0.021 0.012 0.007 0.004 0.002 19 0.083 0.070 0.060 0.051 0.043 0.037 0.031 0.017 0.009 0.005 0.003 0.002 20 0.073 0.061 0.051 0.043 0.037 0.031 0.026 0.014 0.007 0.004 0.002 0.001 0.043 25 0.038 0.035 0.030 0.024 0.028 0.023 0.019 0.015 0.013 0.006 0.003 0.001 0.001 0.000 0.020 0.016 0.013 0.010 0.005 0.002 0.001 0.000 0.000 30 0.020 0.015 0.012 0.009 0.007 0.005 0.004 0.002 0.001 0.000 0.000 0.000 40 0.005 0.004 0.003 0.002 0.001 0.001 0.001 0.000 0.000 0.000 0.000 0.000 50 0.001 0.001 0.001 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 60 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 TABLE IV Present Value of an Annuity Interest Factor (PVIFA) ($1 per period at % per period for n periods); PVIFA - PVAN = PMT (PVIFA,n) Period, n 1% 1 0.990 2% 0.980 0.971 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 10 11 12 14 2345678901234 1.970 1.942 1.913 1.886 1.859 1.833 1.808 1.783 1.759 1.736 1.713 1.690 1.668 2.941 2.884 2.829 2.775 2.723 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 4.853 4.713 4.580 4.452 4.329 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 5.795 5.601 5.417 5.242 5.076 4.917 4.766 4.623 4.486 4.355 4.231 4.111 3.998 6.728 6.472 6.230 6.002 5.786 5.582 5.389 5.206 5.033 4.868 4.712 4.564 4.423 7.652 8.566 8.162 7.786 7.325 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 5.146 4.968 4.799 7.435 7.108 6.802 6.515 6.247 5.995 5.759 5.537 5.328 5.132 10.368 9.471 8.983 8.530 9.787 9.253 8.111 7.722 7.360 7.024 6.710 6.418 6.145 5.889 5.650 5.426 8.760 8.306 7.887 7.499 7.139 6.805 6.495 6.207 5.938 5.687 11.255 10.575 9.954 9.385 8.863 8.384 7.943 7.536 7.161 6.814 6.492 6.194 5.918 12.134 11.348 10.635 9.986 9.394 8.853 8.358 7.904 7.487 7.103 6.750 6.424 6.122 13.004 12.106 11.296 10.563 9.899 9.295 8.745 8.244 7.786 7.367 6.982 6.628 6.302 15 13.865 12.849 11.938 11.118 10.380 9.712 9.108 8.559 8.061 7.606 7.191 6.811 6.462 16 14.718 13.578 12.561 11.652 10.838 10.106 9.447 8.851 8.312 7.824 7.379 6.974 6.604 17 15.562 14.292 13.166 12.166 11.274 10.477 9.763 9.122 8.544 8.022 7.549 7.120 6.729 18 16.398 14.992 13.754 12.659 11.690 10.828 10.059 9.372 8.756 8.201 7.702 7.250 6.840 19 17.226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.839 7.366 6.938 20 24 18.046 16.351 14.877 13.590 12.462 21.243 18.914 16.936 15.247 13.799 11.470 10.594 9.818 9.128 8.514 7.963 7.469 7.025 12.550 11.469 10.529 9.707 8.985 8.348 7.784 7.283 25 22.023 19.523 17.413 30 25.808 22.397 19.600 15.622 14.094 12.783 11.654 10.675 9.823 9.077 8.422 7.843 7.330 17.292 15.373 13.765 12.409 11.258 10.274 9.427 8.694 8.055 7.496 40 32.835 27.355 23.115 19.793 17.159 15.046 13.332 11.925 10.757 9.779 8.951 8.244 7.634 50 60 39.196 31.424 25.730 21.482 18.256 44.955 34.761 27.676 22.623 18.929 15.762 13.801 12.233 10.962 9.915 9.042 8.304 7.675 16.161 14.039 12.377 11.048 9.967 9.074 8.324 7.687 Period, n 14% 15% 16% 17% 18% 19% 20% 24% 28% 32% 36% 40% 1 0.877 0.870 0.862 0.855 0.847 0.840 0.833 0.806 0.781 0.758 0.735 0.714 2345678 1.647 1.626 1.605 1.585 1.566 1.547 1.528 1.457 1.392 1.332 1.276 1.224 2.322 2.283 2.246 2.210 2.174 2.140 2.106 1.981 1.868 1.766 1.674 1.589 2.914 2.855 2.798 2.743 2.690 2.639 2.589 2.404 2.241 2.096 1.966 1.849 3.433 3.352 3.274 3.199 3.127 3.058 2.991 2.745 2.532 2.345 2.181 2.035 3.889 3.784 3.685 3.589 3.498 3.410 3.326 3.020 2.759 2.534 2.399 2.168 4.288 4.160 4.039 3.922 3.812 3.706 3.605 3.242 2.937 2.678 2.455 2.263 4.639 4.487 4.344 4.207 4.078 3.954 3.837 3.421 3.076 2.786 2.540 2.331 9 4.946 4.772 4.607 4.451 4.303 4.163 4.031 3.566 3.184 2.868 2.603 2.379 10 5.216 5.019 4.833 4.659 4.494 4.339 4.193 3.682 3.269 2.930 2.650 2.414 11 5.453 5.234 5.029 4.836 4.656 4.486 4.327 3.776 3.335 2.978 2.683 2.438 12 5.660 5.421 5.197 4.988 4.793 4.611 4.439 3.851 3.387 3.013 2.708 2.456 13 5.842 5.583 5.342 5.118 4.910 4.715 4.533 3.912 3.427 3.040 2.727 2.469 14 6.002 5.724 5.468 5.229 5.008 4.802 4.611 3.962 3.459 3.061 2.740 2.478 15 6.142 5.847 5.575 5.324 5.092 4.876 4.675 4.001 3.483 3.076 2.750 2.484 16 6.265 5.954 5.669 5.405 5.162 4.938 4.730 4.033 3.503 3.088 2.758 2.489 17 6.373 6.047 5.749 5.475 5.222 4.990 4.775 4.059 3.518 3.097 2.763 2.492 18 6.467 6.128 5.818 5.534 5.273 5.033 4.812 4.080 3.529 3.104 2.767 2.494 19 6.550 6.198 5.877 5.584 5.316 5.070 4.844 4.097 3.539 3.109 2.770 2.496 20 6.623 6.259 5.929 5.628 5.353 5.101 4.870. 4.110 3.546 3.113 2.772 2.497 24 6.835 6.434 6.073 5.746 5.451 5.182 4.937 4.143 3.562 3.121 2.776 2.499 25 6.873 6.464 6.097 5.766 5.467 5.195 4.948 4.147 3.564 3.122 2.776 2.499 30 7.003 6.566 6.177 5.829 5.517 5.235 4.979 4.160 3.569 3.124 2.778 2.500 40 7.105 6.642 6.233 5.871 5.548 5.258 4.997 4.166 3.571 3.125 2.778 2.500 50 7.133 6.661 6.246 5.880 5.554 5.262 4.999 4.167 3.571 3.125 2.778 2.500 60 7.140 6.665 6.249 5.882 5.555 5.263 5.000 4.167 3.571 3.125 2.778 2.500