$\backslash$table$[[$Income$,$Current Year,Prior Year$],[$Gross margin $-$ with program payments,$222\mathrm{.}800,286\mathrm{.}000],[$Gross margin $-$ without program payments,

$187,800,104\mathrm{.}000],[$Net income $-$ with program payments,$32,300,93,000],[$Net income $-$ without program payments,$-2700,28,000],[\backslash$table$[[$Profitability ratios:$],[$Operating profit margin$]],14\%,28\mathrm{.}46\%$

would a loan be recommended to be approved or declined using the information in the chart?