Task 3 - Implement complex loan structures Rahn and Deepa have accepted your recommendations and have given you authority to proceed with their application. As part of implementing their loan application you are required to prepare a formal written loan submission to the lender for pre-approval. Note: Lender templates, credit policies and submission requirements vary from lender to lender. For this task, you can use the template called 'Credit Memorandum' (or follow the structure as a guide) and/or any of the other example tables provided in the Toolbox. Your loan submission must include: details of borrower and their contact details borrowers' backgrounds including ability to manage project or possible use of building expert an overview of the proposal - what the finance is for the proposed structure and loan recommended. Include: - product types - deposit amount (if required) - loan amounts terms - interest rates - interest repayments full details of the security being offered a funds-to-complete table, include statutory costs and any relevant fees