Task 3c Implement complex loan structures Bill and John have accepted your recommendations and have given you authority to proceed with their application. As part of implementing their loan application you are required to prepare a formal written loan submission to the lender for pre-approval. Your loan submission must include the following: o serviceability calculations 0 the proposed structure of the loan given the purchases is in the name of a new Unit Trust entity 0 the loan amount a the property style, size, use a proposed security 0 any other information that is relevant to the lenders requirements. In additional to these requirements you should also include: 0 your obligations under the NCCP (if any] 0 maximum loan amount a maximum loan terms a any ATO consideration to be made 0 your state legislation and OSR requirements a restrictions on overseas purchase, if any a your general advice restrictions 0 property purchase requirements. Notes: a Any assumptions you make should be listed, and not be in conict with the case study information already provided. 0 You will need to calculate and include your workings of the required servicing and debt service cover ratio for the new debt and existing borrowings of Directors. Comment on the DSCR comfort level for lender. 0 You may make any reasonable assumptions necessary in order to complete the proposal