The average Roman's lifespan $2,000$ years ago was $22$ years. In $1900,$ a person was expected to live $47\mathrm{.}3$ years. In $2021,$ life expectancy was $79\mathrm{.}26.$ Assume you are a $42-$year$-$old female. $($Use Table $201.)($for females subtract $3$ years from the table.$)$ Note: Leave no cells blank $-$ be certain to enter $"$O$"$ wherever required.

a$.$ What annual premium would you pay for a $$200,000,5-$year term life insurance policy?

Annual premium

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b$.$ What is the cash value after $3$ years?

Cash value