The basic balance sheet equation is: assets equals liabilities plus owner's equity, or

$A=L+OE$

For most banks, what are the majority of the assets, and what are the majority of liabilities?

assets are loans to individuals, businesses, and governments; liabilities are highly liquid deposits with the Fed, known

as "reserves"

assets are deposits owed to customers; liabilities is the money the owners have invested

assets are the equity that the owners have invested in the bank; liabilities are loans to individuals, business, and

governments

assets are loans to individuals, business, and governments; liabilities are deposits owed to customers