The determinants for scope of a risk management program include which of the following A. Locale B. Organizational environment and culture C. Services offered D. Number of employees E. Skill, expertise and interest of the risk management professional What is the first step in the risk management process? . . A. Risk Identification B. Risk Avoidance C. Risk Mitigation D. Risk Financing A logical first step in developing a risk identification program is to perform a: . . A. Risk Assessment/Audit . B. SWOT . C. Risk Quantification D. Risk Analysis