The firm you manage expects earnings at the end of the year of $4, and it plans to pay a $1 dividend at that time, and retain the rest of the earnings to invest in new projects with an expected return of 14% per year. Assume your firm will maintain the same dividend payout rate, retention rate, and return on new investments in the future and will not change its number of outstanding shares. What growth rate of earnings do you forecast for your firm? Express answer in decimal format.