The first step in the development and presentation of a solution to the client's needs is the insurance recommendation. Many considerations go into preparing an accident and sickness insurance recommendation. $1.$ Basis for recommendation $2.$ Discussion of compensation $3.$ Recommendation on management of premiums $4.$ Head$-$office modifications for non$-$standard risks $5.$ Documenting the recommendation $6.$ Presenting the self$-$insured option Which of the above considerations are valid? Select ane: a$.$ They are all valid b$.\backslash \backslash (1,3,48,5\backslash \backslash )$ c$.\backslash \backslash (1,2,38\mathrm{.}5\backslash \backslash )$ d$.\backslash \backslash (3,4,5$ b $6\backslash \backslash )$