The following statements about HO-6 coverage are true EXCEPT:

Select one:

a. It includes personal liability coverage.

b. It provides no coverage for detached structures.

c. It covers personal property on an actual cash value basis.

d. It provides limited coverage for loss assessments.

Which of the following statements concerning the personal auto policy's (PAP's) Part C Uninsured Motorists coverage is (are) correct? Choice 1) Under Part C of the PAP, the insurer agrees to pay compensatory damages that an insured is legally entitled to recover from the owner or operator of an uninsured motor vehicle because of bodily injury (and property damage in a few states) sustained by an insured and caused by an accident. Choice 2) The uninsured motorists coverage applies to claims for medical expenses, lost wages, and pain and suffering, punitive or exemplary damages.

Select one:

a. 1 only.

b. 2 only.

c. Both 1 and 2.

d. Neither 1 nor 2.