The keystrokes for using the financial calculator appear below (set on 1 payment per year and End Mode).

a.	$50,000+/-	FV
	9	N
	9	I/YR
	PV	$
b.	$50,000+/-	FV
	9	N
	9	I/YR
	PMT	$
c.	$50,000+/-	FV
	$20,000+/-	PV
	9	N
	9	I/YR
	PMT	$

An investment plan is a statement, preferably written, that sets out how capital will be invested to reach the financial goal. Once Phoebe decides on a course of capital accumulation, she must choose an investment plan outlining how she will invest to earn the ten percent she requires. Once she decides on the best investment vehicles, she must stick to the plan in order to ensure success.