The next three points are effective interest rate problems. If the answer is 11.47% then you may answer elther .1147 or 11.47%. You must answer with " 4 " numbers (i.e., places). You got a 8% OFV, $95,000,30 years loan, with monthly payments. What would be the effective interest rate on the 8% loan with the following additional loan features? a. You paid 3 points, there was no prepayment penalty (PPP), and you paid the loan off at the end of the 10th year b. You paid 3 points, there was a 2% PPP, and you paid the loan 6ff at the end of the 10th year c. You paid 3 points, there was a 2% PPP. and you did not pay off the loan early