The next three points are effective interest rate problems. If the answer is 11.47% then you may answer either 1147 or 11.47%. You must answer with "4"numbers (ie.. places). Show time lines. 3. You got a 10% OFV, $75,000, 30 years loan, with monthly payments. What would be the effective interest rate on the 10% loan with the following additional loan features? 1. You paid 5 points, there was no prepayment penalty (PPP), and you paid the loan off at the end of the 10th year b. You paid 5 points, there was a 2% PPP, and you paid the loan off at the end of the 10th year c. You paid 5 points, there was a 2% PPP, and you did not pay off the loan early